Risk Analysis -

RISK PROFILE ANALYSIS

Q1/9

In which investments do you have highest allocation?

Liquid funds and FDs Debt funds Hybrid funds (Equity + Debt) Equity funds

Q2/9

Which statement is close to your investment philosophy?

Principal protection is my top priority, even if it means low returns I want more returns than FDs; however I would like to preserve my principal I’m willing to withstand minimum losses in expectation of higher returns than debt funds, FDs I want to benefit from the significant appreciation potential of equity funds even if it leads to periodic losses

Q3/9

Have you ever borrowed money to make an investment other than your own home
(for example: an investment property; holiday home; share portfolio; margin loan; etc)?

No Yes No, but I’m willing to consider it now. Yes, but I’m not prepared to borrow at the moment to invest.

Q4/9

Suppose you own an equity portfolio that has fallen by 20% this month. How would you react?

I would invest more in this portfolio. I would not change this portfolio I would wait for few months and then decide whether to move to a more conservative portfolio I would immediately change to a more conservative portfolio

Q5/9

You have inherited a sizeable amount recently. How would you invest the same?

Invest entirely into equity funds Invest majorly into equity funds and rest into debt funds Invest entirely into debt funds Deposit it in bank or invest in liquid funds

Q6/9

Imagine you were in a job where you could choose to be paid a fixed salary, variable salary or a mix of both. Which would you pick?

100% fixed salary 80% fixed salary, 20% variable 70% fixed salary, 30% variable 60% fixed salary, 40% variable

Q7/9

Approximately what portion of your monthly net income goes towards paying of installments (for loans)?

Less than 10% Between 10% and 25% Between 25% and 50% More than 50%

Q8/9

Which of the following age brackets do you currently fall in?

Less than 30 years of age Between 30 and 45 years of age Between 45 and 60 years of age Above 60 years of age

Q9/9

What is the size of your emergency fund?

I do not have an emergency fund 3 month’s income 6 month’s income More than 1 year’s income

Disclaimer: All the information/outcome of the illustrator is solely for the guidance purpose of intended recipients only. After calculating or taking any decision based on the above information, you are advised to consult your financial advisor. The company shall not be held responsible for any error/ misrepresentation on the outcome of the calculator. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Based on your previous evaluation,

Your Risk Profile is

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RISK PROFILE ANALYSIS

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